Learn how to objectively analyse housing finance in current market conditions.
Course Overview and Participants
Housing is critical to the social and economic welfare of households and society alike. However, due to the need to consume housing and the capital intensive nature of housing, housing finance systems are required that enable households to realise their housing needs in the short term, while paying for them in the long term. Since housing is neededata mass scale in Sub-Saharan African urban areas, housing finance products have to be able to be delivered at scale, yet be simple and diverse enough to cater for a range of household types and circumstances.
The Housing Finance Course for Sub-Saharan Africa provides an overview of the elements of a housing finance system and identifies the issues and constraints that prevent most housing finance systems in Sub-Saharan Africa from reaching their potential. The course identifies the preconditions for the success of housing finance systems and different housing finance products such as mortgages, pension-backed finance, installment sale finance and housing micro-finance. It looks at how governments can improve the functioning of housing finance systems and how targeted interventions such as state subsidies can improve access of lower income households to housing finance. The objective of the course is therefore to give participants the analytical tools to assess housing finance systems in their country and become constructive partners, whether from the private or public sector, in efforts to improve these systems and make them more responsive to the needs of the people.
Participants may be from private housing finance institutions, government housing and finance agencies, and academic and international development institutions from both emerging market and established economies.
This is a credit-bearing short course affording 5 UCT Professional Development credits (50 notional hours of work) at NQF level 8 to successful delegates. The credits and certification will be provided to those delegates with a full attendance recordatall contact sessions, site visits, group session and presentations. In addition, learning logs must be completed. A course at this level assumes a first degree, but those delegates without a tertiary qualification can furnish an online Recognition of Prior Learning document for credit purposes.